Guides & Analysis

Plain-language explainers on borrowing, cards, trading and cover — written for the markets we serve.

Personal Loans

The advertised rate is the least useful number on a loan page. Here is what to read instead, and the four traps that cost borrowers the most.

Credit Cards & Banking

Interest is only one of the charges on a credit card, and for many people it is not the biggest. A breakdown of every fee and when it applies.

Trading & Crypto

Anyone can put a licence badge on a website. Here is how to verify it in about five minutes, and the tricks used to fake it.