Terms and Conditions

By using this website you accept these terms. If you do not accept them, please stop using the site.

1. What this website is

This website is an independent comparison and information service. We are a publisher, not a financial institution. We are not a bank, lender, credit broker, investment firm or insurer, and we are not acting as an agent for any of them.

2. No financial advice

Everything published here is general information. It takes no account of your income, your obligations, your tax position or your objectives, and it is not a personal recommendation to buy, hold or apply for any product.

Before you act on anything you read here, consider taking advice from a professional licensed in your own country.

3. Accuracy of information

We take product information from the terms published by each provider and re-check it on a schedule. Even so, terms change frequently and errors are possible.

The provider’s own current terms always take precedence over anything shown on this site. Check them before you apply. We do not warrant that any figure here is current, complete or free of error.

4. Third-party websites

Our links take you to websites we do not control. We are not responsible for their content, their terms, their security or how they handle your data. Once you leave this site, your relationship is entirely with them.

5. Commercial relationships

We are paid a commission by some listed providers when a reader opens an account. This is disclosed throughout the site and set out in full in our affiliate disclosure. It does not affect the order in which providers are ranked.

6. Eligibility

Financial products are restricted by age, residency, income and creditworthiness, and availability differs by country. Nothing here is an offer of credit, insurance or investment services, and nothing here should be read as a promise that you will be accepted.

7. Limitation of liability

To the maximum extent permitted by law, we are not liable for any loss arising from your use of this site or from any decision you make based on information published here. Nothing in these terms limits liability that cannot be limited by law.

8. Intellectual property

The content, layout and design of this site belong to us or our licensors. You may read, quote and link to it. You may not republish it wholesale without written permission.

9. Changes

We may update these terms. The date at the top shows when they last changed. Continuing to use the site after a change means you accept the revised terms.